Bankrate’s editorial staff is filled with Chase Sapphire Most well-liked® Card followers. And there’s an enormous new welcome supply for the cardboard that Chase simply introduced this week that gives a well timed instance of why this card is persistently a workers favourite.
For a restricted time, the cardboard presents 100,000 factors for spending at the very least $5,000 inside the first three months of account opening. That’s $1,250 in worth while you redeem your factors for journey purchases by way of Chase Journey. And with a switch to a high-value accomplice, you may get 2 cents per level out of your Chase rewards, in accordance with Bankrate valuations. Meaning the potential worth of the brand new bonus rises to $2,000.
The beneficiant welcome presents are one of many causes our staff loves this card a lot, and we get excited sharing our tales about how we’ve used the factors from previous presents ourselves. If you wish to know what bank card nerds do with their Chase Final Rewards, we’re right here to inform you.
Right here’s how 5 Bankrate specialists spent their Chase Sapphire Most well-liked welcome bonuses.
Ana Staples, Principal Author: Two weeks in Mexico
I utilized for the Chase Sapphire Most well-liked again in 2021 — the final time it was promoting a 100,000-point bonus. This was the highest-value welcome supply I’d ever gotten on a bank card.
I spent the bonus on the issuer’s journey portal to ebook a visit to Cancun for myself and my mom in early 2022. I booked her a roundtrip ticket to fly from Moscow to Cancun for round 60,000 factors. My ticket from Austin, Texas (the place I lived on the time) to Cancun price slightly over 17,000 factors. I spent the remaining 23,000 factors to pay for our keep at InterContinental Presidente Cancun. Contemplating the nightly fee was about $130 to $140 per evening — what a steal! — it was like getting two nights out of our two-week keep without spending a dime.
I haven’t got the chance to see my household lots, particularly today. And I do know I would not have been capable of afford the journey with out bank card rewards.
— Ana Staples | Bankrate Principal Author, Credit score Playing cards
We nonetheless discuss that journey on a regular basis. About micheladas and chips with guacamole on the seaside, the ruins of Tulum rising over the Caribbean coast, and the tiny tropical island of Isla Mujeres. I hope my bank card rewards will take me there once more in the future.
John Puterbaugh, Senior Editorial Director: An upscale weekend getaway in Savannah, Georgia
John and his spouse additionally took benefit of the 100,000-point bonus throughout the pandemic. They every utilized for the cardboard, which resulted in them incomes 200,000 factors in complete. The couple pooled their rewards and used round 80,000 factors to pay for a weekend getaway and an expensive lodge in Savannah, Georgia.
It was very particular and new to us to remain at a luxurious lodge, and the expertise satisfied me that inns are a good way to redeem Chase factors.
— John Puterbaugh | Bankrate Senior Editorial Director
Because the lodge was lined, they felt free to spend extra on meals and leisure in Savannah. They usually nonetheless had a big pile of factors saved afterward, which they used on lodging for extra routine household journeys with their two children.
“I’m massive on simply holding an enormous inventory of factors after which utilizing them in little methods to trim prices on journeys, relatively than going all out on particular points-funded journeys,” John says.

Sarah Gage, Managing Editor: Journeys to South Carolina and Texas
Sarah signed up for the cardboard when the supply was elevated to 75,000 factors in Could 2024. She used 51,000 of the factors for a three-night solo journey to the Wild Dunes Resort in Charleston, South Carolina, which might have price just below $1,200 out of pocket.
October wound up being an ideal time to go to Charleston. The resort wasn’t crowded with summer season vacationers, so I by no means had hassle discovering a chair to learn in by the swimming pools. I additionally went downtown for a day and did a strolling tour — such a fantastic metropolis!
— Sarah Gage | Bankrate Managing Editor, Credit score Playing cards

Sarah mixed the remainder of the bonus with the Chase factors she earns by way of her common spending on the Chase Freedom Limitless®, Chase Freedom®* (discontinued) and Chase Sapphire Most well-liked playing cards. She used the rewards to cowl a New Yr’s Eve journey together with her son to the Grand Hyatt San Antonio, which was “a steal at 14,000 factors an evening with membership entry.”
“San Antonio, Texas goes HARD on New Yr’s Eve fireworks,” she says. “The principle present was proper behind our lodge (we watched from the pool deck), however there have been smaller reveals occurring throughout the skyline. The lodge was additionally strolling distance to the Riverwalk, so we spent a ton of time exploring.”
Lance Davis, Vice President of Content material: A ski journey in Utah
Lance and his spouse have made it an annual custom to take a fast trip in February.
In 2022, he earned the usual 60,000-point bonus on the Chase Sapphire Most well-liked and used it to go on a ski journey in Park Metropolis, Utah, in February 2023. The couple bought two Delta flight tickets from Atlanta, Georgia, to Salt Lake Metropolis, Utah for round 55,000 factors.
As a result of we did not must pay for the flight, we had been capable of spend extra for a greater Airbnb… We liked that we had been ready to make use of our factors to make it ‘nicer’ with out forking over a lot money.
— Lance Davis | Bankrate Vice President of Content material

Courtney Mihocik, Senior Editor: A honeymoon in Europe
Courtney earned the usual 60,000-point bonus and spent it on her European honeymoon. She spent slightly over 19,000 factors for a lodge reserving in Zurich, near 16,000 factors on flights and 10,000 factors on a automotive rental.
It was incredible. We noticed so many international locations and cities in simply three weeks and took trains from France by way of Switzerland to Germany. Then, we drove to Poland to see my husband’s household.
— Courtney Mihocik | Bankrate Senior Editor, Credit score Playing cards
Swimming in Lake Lucerne in the midst of a heatwave was one of many highlights of the journey. “The water was so chilly, but it surely was over 90 levels, so it felt incredible,” she says. “We additionally waded in Lake Geneva the evening earlier than. We sat subsequent to the river in Zurich and put our ft in due to the heatwave. Humorous sufficient, that lodge I booked in Zurich was the place we came upon I used to be pregnant!”

The underside line
Few playing cards available on the market elicit such a universally constructive sentiment from bank card specialists because the Chase Sapphire Most well-liked does. From the seashores of the Caribbean to the chilly waters of European lakes, our staff has used welcome bonuses to take some relatively unforgettable journeys.
When you’re within the Chase Sapphire Most well-liked, it is a nice time to use. You’ll be able to rating a beneficiant limited-time supply value as much as $2,000, relying on the way you redeem the rewards. And I hope our card professionals have given you some concepts on how one can put your factors to work.
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