Courtesy of American Categorical
Key takeaways
- The American Categorical® Enterprise Gold Card enables you to earn 4X factors (on as much as $150,000 per 12 months, then 1X factors) within the 2 classes from amongst a listing of 6 through which what you are promoting spends probably the most every billing cycle.
- It additionally provides cardholders the chance to rack up factors within the American Categorical Membership Rewards program, a flexible bank card rewards program that provides wonderful worth relating to journey redemptions.
- Whereas the Amex Enterprise Gold annual price is comparatively excessive, it may be nicely price the associated fee in lots of instances as a result of welcome provide and rewards price.
The American Categorical® Enterprise Gold Card is exclusive for just a few causes, together with that you may earn 4X factors (on as much as $150,000 per 12 months, then 1X factors) in 2 classes (from a listing of 6 eligible classes) through which what you are promoting spends probably the most every billing cycle. This card additionally enables you to rack up factors within the American Categorical Membership Rewards program, which is likely one of the most versatile and profitable rewards applications for journey out there at the moment.
The Amex Enterprise Gold does cost a $375 annual price, however the first-year welcome provide and ongoing rewards price could make paying this price nicely price it. While you add within the Amex Enterprise Gold advantages you’ll obtain, it’s simple to see why this card could possibly be the one enterprise bank card you want.
Highlights of the Amex Enterprise Gold
Listed here are the cardboard’s key options at a look:
| Class highlights | Amex Enterprise Gold particulars |
| Welcome provide | Earn 100,000 Membership Rewards factors after spending $15,000 on eligible purchases throughout the first 3 months of account opening |
| Rewards price |
|
| Annual price | $375 |
| Common APR | 18.49% to 27.49% (variable Pay Over Time APR) |
The classes which are eligible for the Amex Enterprise Gold card’s beneficiant 4X rewards price embody:
- Promoting in choose media (bought from U.S. media suppliers to advertise what you are promoting on-line, on TV or on the radio)
- U.S. fuel station purchases
- U.S. restaurant purchases, together with takeout and supply
- U.S. laptop software program, {hardware} and cloud knowledge purchases made immediately from choose suppliers
- Choose transit purchases, together with trains, taxicabs, rideshare providers, ferries, tolls, parking, buses and subways
- Wi-fi telephone service from a U.S. wi-fi phone service supplier
Amex Enterprise Gold journey advantages
American Categorical Enterprise Gold journey advantages could make journey safer or simpler to e-book. You’ll obtain the next advantages as a cardholder.
Amex Enterprise Gold safety and insurance coverage advantages
Cardholders additionally obtain a handful of advantages that assist defend purchases they make.
Amex Enterprise Gold eating and leisure advantages
The Amex Enterprise Gold comes with a handful of advantages that may elevate your subsequent occasion, eating expertise or lodge keep.
Amex Enterprise Gold enterprise advantages
There are additionally just a few perks that may enable you higher handle what you are promoting bills.
How one can maximize Amex Enterprise Gold perks and advantages
You may maximize your Amex Enterprise Gold by utilizing it for all your business-related purchases all year long. It is best to particularly use it for purchases in bonus classes that can internet you 4X factors (on as much as $150,000 in mixed purchases per 12 months, then 1X factors).
Different methods to maximize your rewards embody pairing Amex playing cards collectively and making the most of Amex Affords.
The underside line
Amex Enterprise Gold advantages could make the annual price on this card a spectacular deal, particularly once you add within the worth of the rewards you’ll be able to earn annually. In any case, maxing out the annual spending restrict with this card’s 4X bonus classes would internet you 600,000 American Categorical Membership Rewards factors over the course of a 12 months.
Amex Membership Rewards factors are price about 2.0 cents every when redeemed with high-value switch companions, based on Bankrate valuations. Due to this fact, these bonus classes may provide an annual worth of about $12,000 when redeemed with high-value switch companions.
Nonetheless, you need to by no means join the primary bank card you come throughout. Be sure to evaluate the entire different enterprise bank cards American Categorical gives, in addition to enterprise playing cards from different issuers, earlier than you resolve.
Eligibility and Profit degree varies by Card. Phrases, Situations and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars. Underwritten by Amex Assurance Firm.
